Life Planning Approach
We believe our 'Life Planning' approach to financial planning is the right one, the ethical one and is made available to everyone.
We have created a simple process that helps provide clarity and an understanding of where you are now, but more importantly it helps develop the vision of where, and who, you want to be.
This is achieved by the following methodology:
1. Simply meeting up and getting to know 'You' - Finding out what is important to 'You'; What makes 'You' happy and what 'Your' true Life Plan is.
2. Review where you currently are in your life, and what financial 'architecture' you have built up to support your Life Plan so far.
3. Preparation of your Financial Life Plan, THEN
- Implement your Financial Life Plan
- Regularly monitor and review your Financial Life Plan...
...and not forgetting to Enjoy the Journey.
Freedom to Explore the Creation of your Path
Stage 1. Meaningful Conversation
The essential part of the Financial 'Life' Planning process is the first meeting where we discover what is important to you and discuss what you would love to achieve to look back and say "I had a life well lived".
It is from this point that you start to explore the freedom of being creative, and putting together the 'Life Plan' and the path you want to journey on.
Uphill Task or Downhill Journey?
Stage 2. Reviewing your Current 'Architecture'
Once you have created the 'Path' you would like to journey on towards your planning goals/dreams, we then need to identify where you currently are on that journey, what 'financial architecture' you currently have, and where that fits into your plans.
This is a very important part of the financial planning process as it allows us to analyse in more detail the features and benefits of what you have already amassed, unravel some of the jargon and complexity too often thrown at you, discover the valuable arrangements in place or waiting for you in the future, finally leading onto telling us whether you are already well placed to achieve your goals, or still have further financial planning to do...'a short way to go!'
It is also possible, that at this point, the 'life plan' may become more realistic and even achieved sooner than expected...which for some can be a real eye opener.
The road you choose
Stage 3. Preparing the 'Life Plan'...
...and so the final stage before that journey begins, is the preparation of the 'Life Plan'.
Through suitable arrangements; best use of the taxation system and efficient advice we can then create meaningful cash-flow reports, using realistic assumptions and suitable options to then look to 'plot' the best way towards your ideal starting point. At this stage you will have the vision of your path to were you want to go.
Implementing the actions needed allows you to make that start, but it is also important that you...
...enjoy the journey and constantly
REVIEW
your 'Life Plan'.
This is were pHse7en Financial planning can help you every step of the way.
Call or email us today to arrange a meeting
07983 486063 or p.hoyle@phse7enfp.co.uk
Whether you prefer face-to-face, telephone or video conference, we can accommodate any method you feel most comfortable with.
The initial 'discovery' discussion is totally at our cost...it allows you to ask any questions you may have and get a feel for us and what we are about, where we can help and hopefully add value.
pHse7en Financial Planning is a trading style of Eadon & Co Ltd which is Authorised and Regulated
by the Financial Conduct Authority FCA. Number 816029